When it comes to home buying, everyone's different. There's a mortgage designed to fit you!

We offer 0% down mortgage programs for our real estate in North Carolina, as well as conventional 20% down programs, and everything in between. If you have never owned a home before, there are special programs tailored just for you. . . . . Whatever your circumstances, you can get a mortgage to match your needs!

We'll be glad to suggest some mortgage counselors

Let us help you get together with a confidential mortgage broker that will take you through your home buying options. There is no obligation. This is an opportunity for you to find out the best financing for you for real estate in North Carolina. Click on the "Recommended Mortgage Counselors" down below to get more information.

We Pay $3,000 in free Closing Costs!*

So if you don't have much cash on hand, you can get a 0% down payment loan. That means as little as $1,000 of cash out of pocket.

*Some restrictions may apply. CedarCroft Homes' coupons/incentives may not be combined with other special offers/incentives. Contact sales agents for these home buying details.

Using the mortgage calculator below:
Enter the number of years of your loan i.e. 30, Interest rate amount, loan amount, annual tax amount, and annual insurance costs. Then click calculate now.

Please remember that final results are approximate and based on the values you input. Actual payment schedules may vary.

Rates fluctuate daily, but we have provided a starting rate to give you a quick idea of what your payments will be. You can adjust the rate to match today's rate: For the Current Rate to fill in, Click Here and then click the Back button to return here: http://biz.yahoo.com/b/r/m.html (Use the APR rate to get the approximate home buying rate that requires paying no discount points). For the Loan Amount, simply subtract whatever initial investment you want to put in whether it's zero or $5,000 or $20,000. Example: Total cost of home $110,000 minus $3,300 down payment equals a loan of $106,700.

Recommended Mortgage Counselors for Home Buying Loans